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Also asked, what is a courtesy pay fee?
Courtesy Pay is a service that adds a measure of protection to your checking account. Courtesy Pay may cover your insufficient funds items based upon your available account balance, up to your approved limit, for one $35 fee per covered overdraft transaction.
Secondly, do I have to pay overdraft fees? If you do not have sufficient funds in your account to cover a payment, it is called an overdraft. Many banks will pay the overdraft and charge you a fee. Some banks also charge a second overdraft fee if the overdraft and the fee are not paid back in a few days.
Similarly one may ask, what does courtesy overdraft mean?
Courtesy Overdraft Option is a service designed to allow you to opt-in or opt-out of overdraft protection. If you choose to opt-in for ATM and everyday debit card transactions, transactions made against your account may be authorized, even if your account has non-sufficient funds.
How much can you overdraft at Tdecu?
Courtesy Pay covers overdrafts up to $600 for a per-transaction fee of $32. The $600 Courtesy Pay limit does not apply to Money Market Checking Accounts or Second Chance Checking Accounts.