Difference between PO and Clerk: What is the difference between Bank PO and Clerk? Find out what is the best career option – what is the difference between a po and a clerk job

Difference between PO and Clerk: What is the difference between Bank PO and Clerk? Find out what is the best career option – what is the difference between a po and a clerk job


  • There is a slight difference in the examination of Bank Clerk and PO.
  • Each require rigorous testing.
  • The financial institution affords wonderful salaries and services.

The banking sector is considered one of the favourite occupations of the youth right this moment. Younger individuals are consistently attempting to get jobs in both banking, authorities or personal sector. Younger and previous alike attempt their best to form their future in the financial institution. Yearly crores of candidates take part in the recruitment course of of assorted banks. These banks are consistently recruiting clerks and financial institution POs, by which case you might want to perceive what is the difference between a financial institution clerk and a financial institution PO and which job has extra advantages.

The function of two people is necessary in all fields right this moment. One a clerk and the different an officer. Each of these items are essential in a financial institution. Let’s attempt to discover out which is the most necessary of those two positions and which might be useful to work in.

What is a Bank Clerk?

While you go to the financial institution, first you will note a counter. The place a financial institution worker is sitting who completes the activity assigned to you. These primarily embody money deposit, money withdrawal, passbook entry, RTGS-NEFT, deposit of your verify and many others. All this work is completed by a clerk. So we will say that the clerk is the spine of the financial institution. The day’s work goes from the clerk to the officer. Which has been handed by the PO degree officer.

What is a Bank PO?

POs are probationary officers who begin their work as officers in a financial institution, as they’ve a probationary interval of 1 to 2 years from the starting, therefore they’re referred to as probationary officers. The duties of a financial institution officer are extra like these of any departmental officer. They need to make necessary choices day-after-day, akin to who to lend to and who not. Whose financial institution is corrupt, whose account is to be closed, whose inquiry is to be made.

Study the recruitment means of Bank Clerk and PO

India has a board referred to as IBPS (Institute of Banking Personnel Choice) for recruitment of public sector banks. It is well-known yearly for the recruitment of clerks and officers in banks. This examination consists of two exams specifically pre and essential degree and interview and group dialogue. Going by way of all these processes, jobs can be found in each the positions. The process is the similar for each positions, however the degree of rigor of the examination is completely different.

Tutorial and different qualifications for each the posts

Academic Qualification

In case you are a graduate in any department, you’ll be able to take the Bank Clerk and PO exams, however to use for PO you might want to have 60% marks in the diploma. As well as, you might want to have good data of native language (Hindi, Gujarati, Marathi) in addition to pc in the state from which you take the examination.

Age restrict

If you wish to apply for Bank Clerk, try to be 20-28 years previous, whereas college students in the age group of 20 to 30 years can apply for PO. In age restrict, OBCs get 3 years, 5 years for SC and 10 years for disabled. Other than this, the provision of exemption for ex-servicemen, widows and many others. is completely different.

Wage for each

Should you begin a job as a financial institution clerk, you’ll get 35,000 primary wage and different allowances at the preliminary degree. On the different hand, as soon as chosen as an Officer (PO), you’ll get an preliminary wage of round Rs. 50,000 to Rs. 70,000. Other than this additionally, you will get numerous services and different allowances.

Careers and promotions in banking

If a individual begins as a clerk in a financial institution, he is eligible for promotion in 5 years. Nonetheless, by spending some exams like JAIIB and CAIIB, the clerk can get promotion in 2 to three years. The federal government then makes you an ED or CMD of any financial institution based mostly in your work and expertise, which you can not do your self by taking any examination. The promotion from clerk is as follows.

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Officer (Assistant Supervisor) (Scale 1)

Admin – admin (scale 2)

Senior Supervisor Senior Supervisor (Scale 3)

Chief Supervisor Chief Supervisor (Scale 4)

Assistant Common Supervisor Assistant Common Supervisor (Scale 5)

Deputy Common Supervisor Deputy Common Supervisor (Scale 6)

Common Supervisor Common Supervisor (Scale 7)

PO promotion

For officers (POs) the price of progress is additionally the similar, the solely difference being that they go straight to scale 1 and the clerk goes to scale 1 first and then to scale. They’ll go from PO to GM and CMD ranges. On the different hand, if a clerk is promoted, he is not referred to as PO, however an assistant supervisor or officer.

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